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A Smarter Way to Grow

Business Savings Accounts

Designed with your business in mind, our savings options give you the tools to plan ahead.

Business > Savings

Choose the Right Business Savings Option

Interest Earned
Yes
Minimum to Open
$100.00
Service Charge *fees may reduce earnings
$5.00 Quarterly
Average Daily Balance to avoid service charge
$100.00
Free Withdrawals
6/Quarter unlimited ATM
Unlimited Deposits
Yes
Early Withdrawal Penalty *fees may reduce earnings
No
FREE eStatements
Yes
FREE Digital Banking
Yes
ATM/Debit Card
Yes ATM Only
Eligible for Round-Up Savings Program
Yes
Visit Banking Center
Interest Earned
On balances $1,000.00 and above
Minimum to Open
$100.00
Service Charge *fees may reduce earnings
$10.00 Monthly
Average Daily Balance to avoid service charge
$1,000.00
Free Withdrawals
4/Month
Unlimited Deposits
Yes
Early Withdrawal Penalty *fees may reduce earnings
No
FREE eStatements
Yes
FREE Digital Banking
Yes
ATM/Debit Card
No
Eligible for Round-Up Savings Program
Yes
Visit Banking Center
Interest Earned
Yes
Minimum to Open
$100.00
Service Charge *fees may reduce earnings
$20.00 Monthly
Average Daily Balance to avoid service charge
$2,500.00
Free Withdrawals
4/Month
Unlimited Deposits
Yes
Early Withdrawal Penalty *fees may reduce earnings
No
FREE eStatements
Yes
FREE Digital Banking
Yes
ATM/Debit Card
No
Eligible for Round-Up Savings Program
Yes
Visit Banking Center

Health Savings Accounts

Health Savings Accounts (HSAs) provide the means for saving on your health and medical costs and building for future retirement. Employers across the country are switching from low-deductible insurance plans to high-deductible plans. Part of what employers save on premium goes into HSAs, and workers spend from those accounts rather than tapping health insurance for every visit to the doctor.

For more information on the contribution limits for the current year visit www.irs.gov.

Benefits to the Employer

  • Tax savings – No payroll taxes on employee HSA contributions made through payroll deductions. Federal income tax deduction for contributions you make to your employee’s HSAs.
  • Compatibility – Compatible with almost any qualified high-deductible health plans so you don’t have to change your HSA provider if you change your insurance.
  • Attract and Retain Employees – An employer-sponsored HSA is part of a competitive benefits package that can help you attract and retain valued employees.

Watch & Learn

Watch this video to learn how HSAs can work for your business.

Start Your Journey with Springs Valley Today

Ready to apply for personal credit card services with a community bank that knows you? Springs Valley makes the process simple. Download the application online or visit any of our banking centers near you in French Lick, Jasper, Washington, Princeton, or Paoli. Our team is here to help you find the right card for your needs.

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